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Holiday insurance wish list
April 9th, 2014 by elisa

Don’t you wish your travel insurance would cover real holiday-spoilers such as inedible hotel food, rude hotel staff and bad weather? If so, then you’re not alone. 

According to a survey by comparison website Gocompare.com Travel Insurance, over a third of travellers wish they could buy insurance against inedible hotel food.

The website asked 1,300 travellers about the things they wish they could insure against, that aren’t covered by typical travel insurance policies. Top of the wish list is delayed departures, on flights, ferries or trains. Currently many policies do provide some cover for delayed departures, but only to cover additional costs of being stuck in the airport for hours, not to compensate for lost holiday time.

Caroline Lloyd from Gocompare.com Travel Insurance said: “For many people, their holiday is not only a chance to relax away from the everyday pressures of life, it’s a big financial commitment they have spent months, if not years, saving for. So it’s not surprising that they want the perfect getaway with no delays, top-notch food and accommodation – not an encounter with Basil Fawlty.

“While our survey takes a light-hearted look at the holiday-horrors people wish they could insure against, it gives us the opportunity to highlight the importance of travel insurance in protecting holidaymakers against the unexpected – from freak weather, illness or injury, or theft or loss of baggage.”

Results of the survey:

Rank  Insurance wish list %
1 Delayed departure (flights, ferries, trains, etc.) 51
2 Disappointing accommodation 44
3 Misleading brochure description of hotel and/or holiday resort 44
4 Inedible hotel food 34
5 Bad weather 31
6 A noisy room 22
7 Being plagued by drunken teenagers in the evening 18
8 Rude hotel/accommodation staff 15
9 Annoying fellow guests 12
10 Terrible organised entertainment 7

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